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100% eligibility guaranteed. All cards accepted. 4,000+ HSA eligible products. Claim your exclusive Preferred Partner discount: $40 OFF $200+ with code PREFERRED Expires 12/31/2022. Welcome, BCC. My SmartCare Participants!. The IRS sets a limit on how much you can contribute each year. For 2022, it’s $3,650 for self-only coverage and $7,300 for family coverage. If you elect an HSA through your employer, your spouse and adult children (up to age 26) can open an individual HSA through PayFlex. Spouses aged 55+ can contribute $1,000 a year and adult children can. If you invested $200 in an HSA every month starting when you were 30 years old and earned the stock market’s standard 10% annual return, by. HSAs are, by nature and by definition of the IRS, individual accounts. This is true even if you and your spouse are both covered by a family high-deductible health plan (HDHP). However, that doesn’t mean you and your spouse can’t benefit from opening and having HSAs. If you and your spouse are eligible to do so—meaning that you’re both.
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